What do you think of a habit app that charges you real money if you skip?

Hey everyone 👋

I’m building a habit app with a twist:

You choose a goal (e.g., meditate daily, work out 3x/week), and if you don’t stick to it, you get charged real money — like $1, $5, or even more.

If you follow through, you pay nothing.

Why? Because most habit apps are too easy to ignore. There’s no real-world consequence. But when there’s money on the line, suddenly it’s a lot harder to skip

Right now I’m just trying to validate the idea and learn from early users.

Would love to hear:

Would something like this work for you?

What kind of habits would you want this for?

Should the lost money go to charity, to a friend, or just vanish?

Open to any thoughts or feedback! 🙏