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p/q-ai-investA hedge fund in your pocket
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Stephen Mathai-Davis

Q.ai Invest - A hedge fund in your pocket

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Q.ai Invest is a hands-free approach to investing. It doesn’t just pick stocks and ETFs. It manages your money with institutional-grade, AI-powered investment strategies – totally commission-free! Get started for free with as little as $100.

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Stephen Mathai-Davis
Maker
Hi, I’m Stephen, co-founder and CEO of Q.ai Invest, the first and only digital investment platform that offers retail investors AI-enabled institutional grade investment strategies. Over the past decade, the Wealthtech industry has undergone a dramatic transformation. Innovative technology and more powerful mobile devices have made it possible to trade and invest from the palm of your hand. But does that mean things are actually better for the retail investor? Personally, I don’t think so. Here’s the problem. After interviewing a variety of investors, we discovered that the real problem they face isn’t a lack of free trading or digital financial advisors. It’s portfolio management! And while digital financial advisors – robo-advisors – have replaced traditional financial advisors, the business model is ultimately the same. Nearly 75% of the $21 trillion mutual fund industry is controlled by three companies while five firms control 90% of the $5 trillion ETF marketplace. What does that mean for the individual investor? Less choices and limited product differentiation. We are taking on this $25+ trillion fund management industry by launching the first AI-powered robo-hedge fund advisor for the individual investor. That’s where Q.ai comes in. Q.ai Invest is the first AI-powered multi-strategy investment digital mobile app that offers access to best-in-class top-performing AI investing strategies based on a user’s risk profile. Unlike the competition, Q.ai Invest automatically manages and rebalances their portfolio(s) to maximize returns. They don’t have to lift a finger. It really is like having a hedge fund in your pocket! The best part? No hidden fees or commissions – just one flat monthly subscription. Key Features • Unique AI-powered investing strategies • Dynamic portfolio management • Weekly trading that adapts to shifting market dynamics • Smart auto-investing of additional funds About Our Strategies • New Tech Economy – Next-gen tech stocks and ETFs • Value Vault – US large-cap stocks • Diversify & Thrive – Trading global market trends • The Tactician – US Factor ETFs Benefits • Relax while your strategies automatically adjust to market conditions • Invest with transparency and confidence • Save time researching individual stocks and ETFs • Never worry about hidden fees or commissions ✅ How you can get access: We have lifted the waitlist gating on the app store and are providing exclusive access to the Product Hunt community. You can try our app by clicking on "Get It" and downloading the app immediately from the App Store. Thanks for checking out our launch page! Please leave your feedback / questions in the comments below. We look forward to hearing what you think! Stephen, Co-Founder & CEO
Akhil Draksharapu
@smathaidavis Android or webapp Timeline?
Stephen Mathai-Davis
Maker
@akhil_draksharapu Planning on launching on Android very soon. Not planning on launching a formal webapp for a bit.
Stephen Mathai-Davis
Maker
@bochkovaleks Thanks! Our goal is to make investing easy and simple -- letting individual investors invest the same way other high net-worth individuals get to invest when they give their monies to elite fund managers.
Steve Daniels
@smathaidavis hi Stephen, what is your strategy for ESG? The financial sector is waking up to its bare minimum ethical responsibility!
Richard Pickering
@smathaidavis Hi Stephen, can you be more specific about the portfolio management capabilities the product has currently? Does the portfolio just rebalance automatically depending on market movements to keep to a pre-set risk profile? And then rebalance periodically to adhere to stock/ETF allocations? Thanks a lot! Richard
Bogdan Ionita
This looks to be just wow! Best of luck with the launch!
Stephen Mathai-Davis
Maker
@bogdan_ionita Thanks@ We have been working on this project for a few years. We just came out of stealth mode a few months ago. Before we even started building the app, we spent a lot of time interviewing and surveying real investors...over 3K from reddit, Facebook and Instagram. We really wanted to learn about the "real" pain points individual investors face when investing.
Ivanna Wendel
The UI is super clean & beautiful! Congrats on the launch!
Stephen Mathai-Davis
Maker
@ivanna_wendel Thank you very much. We spent a lot of time developing the UI/UX experience. Our goal is truly make the investing experience accessible and easy to use.
KayeCee Austin
Wow - this is incredible! And kind of scary to think that a robot is essentially managing various amounts of funds.
Stephen Mathai-Davis
Maker
@kaustin Ha! Thanks. In some ways, this is the same technology that is transforming Wall Street and how institutional folks think about investing. Our goal is to bring this same transformative technology to the individual investor so that they can reach their investing goals too.
Süheyla Şeker
Such a great tool for someone who have limited knowledge to invest. It is truly a goldmine full of relevant resources!
Stephen Mathai-Davis
Maker
@suheyla_seker Thank you. We have tried to make everything accessible and easy to understand. Specifically, we let folks actually see the details of the different investing strategies we offer and then they can decide if they want to invest on their own or if they would like us to help them invest.
Stephen Mathai-Davis
Maker
@suheyla_seker Thanks for all the support!
Benoit Chambon
Product of the day?! Congrats guys!!! Your product is interesting (I love your baseline "hedgefund in your pocket"). What are your AI-powered investment strategies based on? Do you have public and regulatory authorization to provide financial indices?🚀
Stephen Mathai-Davis
Maker
@benoit_chambon Thanks! We are a SEC regulated RIA but not we don't have authorization at this time to create financial indices. In terms of our strategies, we have built our models around the concept of thematic investing -- they reflect the styles and themes that a typical high net-worth investor would see when investing with unique close end funds. We use different forms of AI (Deep Learning, Reinforcement Learning and Clustering) depending on the strategy and the portfolio construction we are using.
Stephen Mathai-Davis
Maker
@benoit_chambon Thank you very much!
Glen Creaser
Awesome! Is this available in Canada?
Stephen Mathai-Davis
Maker
@glen_creaser Not yet but we have plans to expand internationally
Al Lucca
Probably a dumb question, but how is this different from something like Betterment? Congrats on the launch, it does looks great!
Mark Joslin
@all_lucca It's not - it just does less but presumably the AI is better underneath it. I'm giving it a shot to see.
Stephen Mathai-Davis
Maker
@all_lucca I don't like to get into talking about competitors but let me highlight our value proposition vs other traditional robo-advisors. The typical robo-advisor today is bringing "digital wealth management" to the individual investor. Meaning, they are offering indexing exposure to stocks and bonds. Our value proposition is that we are bringing some of the more advanced investing technologies that are transforming "money managers" -- fund mangers, hedge funds, etc -- and bringing that to individual investors. At the moment, high net-worth individuals are the only investors with access to these types of strategies and we are trying to disrupt that dynamic.
Stephen Mathai-Davis
Maker
@all_lucca @joslinm Again, want to avoid making comparisons to competitors or other players in the marketplace. They all do a good job focusing on their niche and value proposition. We are trying to bring the "hedge fund" and the "mutual fund" into the 21st century and offer more broad access to advanced forms of investing technologies and strategies to the individual investor -- right now the individual investor has only access to the bare minimum offered by Institutional Wall Street. Something else to keep in mind -- we offer more dynamic portfolio management which means we are constantly shifting and updating portfolio strategies on a weekly basis in order to better adapt to dynamic and shifting markets. We are trading and investing in both stocks and ETFs using more dynamic and shifting algorithms.
Alexander Fournier
Apple-Users only? I would love to see at least a demo on Android. Greetings
Stephen Mathai-Davis
Maker
@fresh_food We are working on it! Our Android release is right around the corner.
Robert Brown
Congratulations! This is such a great product! Thanks also for the PH exclusive access!
Stephen Mathai-Davis
Maker
@robertb Thanks! We are excited to be launching on Product Hunt!
Subhendu
@smathaidavis not sure, if you gonna believe me or not, but I had been asking a ML expert friend for an year now, who non hasn't built a investment prediction tool already? I mean there are years of data to train a model, of course with so many variables. But you guys made it possible. So congratulations. All the very best. Sad, no Android hah? 🥺
Stephen Mathai-Davis
Maker
@thisissubhendu Thanks for the comment. In total agreement about the use of AI/ML to build investment strategies...I would say this is becoming very prevalent with the institutional investors. You find a lot of these strategies at some of the leading quant hedge funds. One of the issues we saw was that no one was trying to bring these tools and analytics to the individual investor.
Maximilian
@smathaidavis Love the idea, definitely a novelty!
Stephen Mathai-Davis
Maker
@schmetzma Thanks. Our mission is to empower individual investors to invest like the Pros! We hope you like the app.
Carlo Thissen
Initially it sounds scary to give an AI power on investment decisions.....but it just makes so much sense. Incredibly interesting! So the only costs are a 10 month participation fee? Regardless of the amount of money being invested? Are there any limitations for people outside the US?
Stephen Mathai-Davis
Maker
@carlo_thissen Totally agree -- it initially sounds like a "bridge too far" but then when you start to think about it, investing is just a process built around probabilities. Why wouldn't you use tools that help put the odds in your favor? It is only $10/month, irrespective of how much you want to invest. Our thinking is the following -- there are tons of micro-investing tools out there but none of them really help individual investors invest in the same way that the average high net-worth individual invests. We built Q.ai Invest because, after talking to real everyday investors, we found there was demand for "something more". Our goal is pretty simple, we are just trying to even the playing field for the individual investor.
Lazare Rossillon
That look really slick! Do you give any visibility whatsover on how / from which data sets / and by whom you create those AI models ?
Stephen Mathai-Davis
Maker
@lazare_rossillon We build everything ourselves but yes, we give total visibility into everything including the type of AI we use, the types of factors, how it has performed over time, etc. We are committed to 100% transparency.
Stephen Mathai-Davis
Maker
@lazare_rossillon Awesome! Looking forward to hearing what you think.
Pythagoras
I love the concept, but it's hard to compete with betterment or acorns with that price tag. Also, similar services by Ally are completely free. Are you planning on lowering it?
Stephen Mathai-Davis
Maker
@wisepythagoras We are offering a different value proposition. Betterment and Acorns are offering digital wealth management - basic stocks/bonds allocations. We are offering the digital version of hedge fund and other institutional fund investing strategies. So, what you would expect to get from us is more aggressive investing strategies that are similar to what you would get if you invested with a institutional money manager.
Jack Davis
Wait why would you need this when r/WallStreetBets exists already? I am just kidding, looks very cool.
Stephen Mathai-Davis
Maker
@jack_davis7 Ha! We are pretty active on Discord and Reddit. We have been building a community on Discord the past few months to help us communicate updates and changes that are coming to the app.
Brandon Gregg
Research paper after research paper shows a monkey randomly picking stocks vs hedge funds "outperform the Market-cap index over three year overlapping periods 60% of the time.” So what makes your product different? If I had a secret algorithm to make easy money I wouldn't sell it. I wouldn't need to sell it, the "AI" would make me rich.
Stephen Mathai-Davis
Maker
@brandon_gregg Not sure I would agree with that...the academic literature suggests that systematic, rules-based investing tends to outperform traditional qualitative fundamental analysis. The reason many of those "active" fundamental managers fail to outperform their benchmarks has less to do with skill and a lot to do with how they are compensated...the long-only mutual fund managers are not incentivized to take investment risk because they are penalized heavily if they are wrong. In contrast, what you see at elite funds like hedge funds is investors taking more high-conviction investment bets which typically leads to better outcomes (if you are a good investor). What we are trying to do is bring these same investing strategies to the individual investor who does not have access to these types of strategies or fund managers. The average individual investor is forced to select from underperforming and very vanilla investing solutions. In contrast, the average high net-worth individual is getting access to best in class advice, investing solutions and funds. We are trying to change that dynamic.
Brandon Gregg
@smathaidavis So how does this compare to Sigfig.com and similar services?
Stephen Mathai-Davis
Maker
@brandon_gregg Different goals...SigFig (and other similar digital financial advisors) are offering digital versions of wealth management. The underlying thesis for the current crop of robo advisors is that individual investors should just index and use a traditional 60/40 mix. However, high net-worth individuals aren't asked to invest that way....they are given access to other types of investment vehicles and more innovative investing strategies. We are attempting to change that dynamic by bringing more dynamic and advanced investing strategies to the individual investor.
Adam Żaczek
You guys have a pretty awesome timing. Investing is very popular right now. Love the screenshots!
Stephen Mathai-Davis
Maker
@adam_zaczek Thanks. We think now is the right time to introduce a product like this...folks are looking for something more. Right now, many of the products out there are not properly solving the problems people are facing when trying to invest.
Anthony Dike 🌻🐝
Wow this is a game changer for retail investors 😲 Congrats on the launch! 🎉
Stephen Mathai-Davis
Maker
@antdke thank you very! Our goal is really to help individual investor start investing the same way institutional Wall Street does it for high net-worth individuals.
David Choe
Can you guys accept a rollover from my previous 401ks?
Stephen Mathai-Davis
Maker
@david_choe2 We are planning to introduce that functionality over the next few months.