Drew DePriest

Peanut Butter - Facilitates benefit that reduces employee student loan debt.

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David Aronson
Hi, I’m Dave, CEO of Peanut Butter. We built Peanut Butter to give employers an opportunity to share in one of the biggest accomplishments many people have during the early part of their career – paying off their student loans. Our software + service makes it easy and secure for employers to offer student loan repayment as a benefit. When companies support employees in getting out of debt, we believe more employees will stick around, and tell their friends they work someplace cool. You may be interested to check out our Millennial Benefit Preferences study that asked college students and working professionals which employee benefits would motivate them. We worked with a student group from DePaul University to conduct the study, and recently presented the study at Purdue. Excited to be on Product Hunt and looking forward to talking with you.
Melissa Monte
@davidaronson Hi David! Love what you're doing with this. Question for you: How did you initiate your research study with DePaul University?
David Aronson
@melissamonteee Thanks, Melissa! I was introduced to a Masters student through 1871 Chicago, then she pulled in a group. We found that student loan repayment resonates quite a bit with students and they were pretty excited to work on it.
Joseph Toe
Really interesting concept! Is this integrated with any payroll systems?
David Aronson
@jctoe03 it uses a 1x/mo. census file. There is limited data involved, and census files are commonly used for similar HR data by mid-market and large enterprise HR depts.
Isaiah Turner
Pricing tiers need some work. Once you get to around 700 employees, it's cheaper to pretend to have 1000 than 700.
David Aronson
@isaiahjturner thanks. That's what we're trying to get away from and your comment tells me we can explain it better. Tiers are structured like tax brackets so you always pay $10/mo. for the first 100 enrolled employees, then the company is billed $8/mo. for enrolled employee #101 through #1000. We want to make pricing predictable for employers, recognizing that higher volume should yield a lower unit price. By billing on enrolled employees, we can avoid pretending.
Drew DePriest
From PB's "About Us" page - "Peanut Butter℠ helps companies provide a unique student loan benefit to attract and retain Millennial employees. By facilitating modest contributions to employee student loans we help employers reduce turnover and hiring costs, differentiate their employee value proposition, and aid in the solution to America’s $1.2T student debt problem." Follow them on Twitter: @peanutbutterget
Bryan Postelnek
It's not clear to me how this works -- is it just a system that helps with payments by automating them from the paycheck or is there actually a part of this that encourages the employer to put money toward their employee's student loan?
David Aronson
@bryanpostelnek thanks for askin'! We only handle employer-sponsored contributions toward student loans. Company decides to help employee get out of debt, then we verify the employee's loan, facilitate payments, and provide reporting.
Steve Caldwell
Love the concept. Curious what the key differentiators are vs http://tuition.io ?
David Aronson
@stevecaldwell thanks, Steve. Haven't used their product, but it's a nice site. Peanut Butter was built and is operated by people from HR Outsourcing / HR Tech with support, security, and controls that HR depts count on.
cruzheres
Very interesting!!
BeccaFeig
@cruzheres Thanks! It's the stickiest employee benefit