Co-branded Wallets & Cards by Decentro - Issue and manage co-branded prepaid cards & wallets

Hola Product Hunt! 😻 Many thanks, Michael @mwseibel, for hunting our latest product launch. I’m Rohit, Founder & CEO of Decentro. Decentro is an extremely easy-to-use API platform for banking integrations in India (and soon the rest of APAC). We do the hard work of tying up with legacy financial institutions so that you can just integrate your desired APIs and launch! Today, we’re thrilled to announce Decentro’s latest API module - Co-branded and White-labeled Prepaid Cards and Wallets. 1. What’s it about? 📝 The latest addition to our API modules, Cards & Wallets, enables businesses to streamline their spending and monitor expenses in real-time. This also provides their customers, partners, & vendors with a secure and much better alternative to cash for their daily use cases. With this module, we have started empowering multiple platforms to experience and automate their complete money flow cycle - from payments to collections, to even providing credit via prepaid cards. YesBank and Equitas Bank are our live banking partners for this module, with many more en route! Stay tuned to our blog for the same. 2. How Does it Work? The cards come in both physical and virtual form, with physical cards having both magnetic stripes and chip-enabled models or even the modern contact-less ones. These cards can be used either offline or online for merchant categories as per your choice. We want to enable our customers to establish their brand identity right from the start, and hence these cards can easily be co-branded to help companies reflect their brand persona in the world, naturally! 3. Why is it awesome? 💡 ** 10X faster go-live timelines. Why wait for months when you can go live with your own cards program within just a few weeks? ** Ability to customize the categories and spending limit from one user to another. For instance, cards for food & fuel, valid up to a specific limit. Further, you can set a minimum balance for the card as well. The reign is entirely in your hands! ** A dedicated dashboard where you can track all transactions made on the card and reconcile the payments in real-time, fully automated. ** Easy money loading options via RTGS, IMPS, NEFT, or UPI. ** Safety & convenience at one place, making it a better cash alternative for that matter. ** We take care of all compliance checks from RBI regulations, PPI guidelines to reporting to & from the bank so that you can sit back and focus on more important things. Oh, the cards also pave the way for your business to open a key revenue stream via the interchange fees shared by our banking partners! The Cards & Wallets as products are especially valuable for Neobanks, Personal Finance Managers, Fleet Operators, Gig Platforms, Corporates & Marketplaces, Platforms & Aggregators, to name a few. And, we’re thrilled to see how it is already turning tables for some of our first customers over the past few months. A big shoutout to our engineering team for making Decentro more awesome every day. We’d love to hear your thoughts around Decentro and the experience you’ve had using our latest Cards & Wallets’ APIs. If you have any questions or feedback, we want to hear from you! We’re always up at hello@decentro.tech. Always here to answer any questions. @pratik_daudkhane, @iamsachinsharma, @asabhyak, @raunak_dembla, @aiswarya_menon. Cheers!

?makers Congratulations on the launch! I can already imagine a number of use cases, especially the corporate cards and neo-banks catering to under-18 users. What I truly love is this: We take care of all compliance checks from RBI regulations, PPI guidelines to reporting to & from the bank so that you can sit back and focus on more important things. 😉

Congrats on the launch!

Awesome. Can I get some more details about the program?

Congrats on the launch! I'm now creating a Neobank for young people who doesn't have the opportunity to open a banking account in Africa, i was looking so bad for this type of services you're offering. You'll know from me very soon. If @mwseibel is your hunter, i can trust you 100%.