Helps users manage their rewards programs and points across multiple credit cards and accounts. Birch plugs into a bank account, looks at a user’s spending habits and recommends what kinds of cards they should sign up for, or how they should spend their money in order to maximize their point returns. For example, Birch might recommend that a user buys products with a specific card at a store like Macy’s in order to get the most points.
@charleyma Hey Charley! Next on our list is obviously working out some of the kinks around transactions and recommendations, adding more cards and then in app budgeting and notifications about where you spend and shop. Hopefully we can goals up and going soon and we will be rolling that out in batches!
Is there any way to change the type of credit card that you selected when you first connected accounts?
I accidentally set my Chase Sapphire as a Chase United Mileage Plus card.
@sleumasm Hey Mitch, if you could chat us in app via the help bubble on the right, we can go in and change that for you. Changing the cards you selected as well as changing reward preferences are the next two things on our priority to add to the profile page.
Hey everyone! Just a quick update. There are some bugs we are working out such as A. Removing your linked accounts, B. Linking a Chase account (their security auth isn't working right now) C. Deleting Accounts and some other improvements. I really appreciate all the feedback and you guys who have tried it out have been amazing. Please let me know how we can improve and thanks for working with us through the bugs
Does this consider sign up bonuses? Also, does this current account for best value flights based on airlines and/or transfer possibilities?
I love this idea and there are so many little details that can be added.
@matthewtwhuang Hey Matt! Yes it does to both of your questions. From a sign up bonus perspective we include the $$ amount of the sign up bonus. If the sign up bonus is in points or miles, we convert that to a $ amount using millions of actual reward values. That's also how we value non cash back rewards
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