What is the best app for personal finance management?

PFMs are software tools/apps that help track spending, plan purchases and generally keep your finances in check. I'm looking for an app which allows me to get insight into where my money goes, where I spent too much... Something which helps me to improve my spending habits and my overall awareness over my financial status and therefore helps to better budgeting. Ideally mobile (iOS) app together with webapp or macOS app.
27 recommended
  1. Kunal BhatiaCo-founder & Design Lead @SlidesUp · Written
    I love Mint for a lot of reasons, and this does most of the pro features. Budgeting and goal setting is anazing.
    Daylen SawchukComputer Systems Student in Vancouver · Written
    Works with most banks and is cross platform
    Peter SchroederHead of Growth at Onna · Written
    Easy to use and manage app for all of your finances!
  2. 13
    Toshl Finance

    Making finance fun.

    Easily the best personal finance app I've ever used. It supports multiple currencies, budgets, incomes, expenses. The ability to both categorize and tag expenses makes it super useful. Can't recommend enough.
    Chi-Wai LiUX and Web Developer · Written
    I've been using this app on a daily basis for years now, simple UI for income and expenses. Has a bit of fun personality to it too. Highly recommended
  3. 6
    YNAB (You Need a Budget)

    Gain control of your money

    Ricardo PoloCo-founder of Tulpep · Written
    This is not only a software, its a money management philosophy. Recommended!
    Makes monthly credit card payment an enjoyable experience.
  4. 5

    Keep track of your subscriptions

    Ben TossellNo-coder 👉 Makerpad.co · Written
    This is an awesome app to keep an eye on subscriptions...annnnd the design is pretty damn nice
  5. 5
    Spendee 2.0

    See where your money goes

    Oliver GašparI love building software · Written
    Spendee is beautiful! Easy to use yet powerful. It's worth mentioning that bank sync is now supported. No web or deskop apps though, at least yet.
  6. 5
    Clarity Money

    Lower bills, cancel accounts, create a savings account

    Stefan TheofilosProduct Designer, Entrepreneur · Written
    I've tried, what it feels like, every personal finance app and I always come back to Clarity Money. The UI is simple, they track subscriptions (where they can help you cancel/renegotiate subscriptions and bills), and also monthly and categorical spending.
  7. Simple, fast, and allows you to export data when you need to!
  8. Stefan TheofilosProduct Designer, Entrepreneur · Written
    Switched to Clarity from Mint and I love it
  9. 3

    Your little savings butler: smart, automatic, 3% interest.

    Plum also offers a really nice user experience. It's less comprehensive than other solutions, but focuses on what matters to most people: saving money. It's also really fun, which is not something you can say about most finance-related products.
  10. Pavel FedorovProduction Director at Palindrome.media · Written
    Use it about 2 years
  11. 2

    A personal finance coach that's simpler than Mint

    Ben TerryPartner, Access Ventures · Written
    Give this app a try! It'll help inform you of your spending habits on the go.
  12. Coinkeeper works great for me. It helps me save money and stops me from unnessesary spendings. It has categories, tags and comments, multiple currencies and accounts.
  13. Put expense tracking on autopilot. Automatic categorization makes it easy to see your total income, expenses and profit.
  14. Frank TaboraProduct Manager, Open English · Written
    Envelope style budgeting built right in :)
  15. It's easy to use and it's great at planning my budget.
  16. 2

    See where your money goes

    Fire Up Your Shop 🔥Helping people sell on Shopify · Written
    Very nice mobile interface. Helped me track all the expenses of my last trip, and I tried a bunch of other iOS apps but never got one as satisfying as Spendee
  17. 2

    Learn how to manage your personal finances

    John AbabsehEpiphany Enthusiast · Written
    Depends on what you're looking for in terms of financial need! I really like Senzu, as its really intuitive and simple. Also, it covers a wide array of financial information whether its budgeting, comparing credit cards, or investing.
  18. 2
    Level Money

    Simple view of your available cash and budget

    Justin MitchellFounder & CEO @ Yac · Written
    Always loved the UI of this one
  19. samAssistant Principal. Father of twins. · Written
    Automatic savings service. Use text messages to interact. Saves money so you dont have to.
  20. 2

    One app to control all your money across countries and banks

    Irakli AgladzeCEO @ Combine. I like all things fintech · Written
    Irakli Agladze made this product
    Let's start with the statement that I'm a maker of Combine, so that's why I'm recommending it :) But actually, Combine is exactly what you're looking for – intuitive, quick and simple to use. An iOS app that tracks multiple bank accounts from multiple countries simultaneously we've launched on Product Hunt today and hunters can get a first month of premium subscription for free