What is the best app for personal finance management?

Question

PFMs are software tools/apps that help track spending, plan purchases and generally keep your finances in check.

I'm looking for an app which allows me to get insight into where my money goes, where I spent too much... Something which helps me to improve my spending habits and my overall awareness over my financial status and therefore helps to better budgeting. Ideally mobile (iOS) app together with webapp or macOS app.

Ricardo Polo · Accepted Answer

This is not only a software, its a money management philosophy. Recommended!

Oliver Gašpar · Answer

Spendee is beautiful! Easy to use yet powerful. It's worth mentioning that bank sync is now supported. No web or deskop apps though, at least yet.

Kevin Nisly · Answer

Easily the best personal finance app I've ever used. It supports multiple currencies, budgets, incomes, expenses. The ability to both categorize and tag expenses makes it super useful. Can't recommend enough.

Chi-Wai Li · Answer

I've been using this app on a daily basis for years now, simple UI for income and expenses. Has a bit of fun personality to it too. Highly recommended

Joe Fernandez · Answer

In the same vein as YNAB, but with better UX and automated transaction importing. Great for the snowball method or just trying to keep a handle on day to day/month to month spending.

Daylen Sawchuk · Answer

Works with most banks and is cross platform

Dale Vivian Ross · Answer

It has kept me up to date on my finances and I've spoken personally with a few members of the team and can only expect greater things from this team.

Pavel Fedorov · Answer

Use it about 2 years

Yarik · Answer

Makes monthly credit card payment an enjoyable experience.

Kunal Bhatia · Answer

I love Mint for a lot of reasons, and this does most of the pro features. Budgeting and goal setting is anazing.

Stefan Theofilos · Answer

Switched to Clarity from Mint and I love it

Stefan Theofilos · Answer

I've tried, what it feels like, every personal finance app and I always come back to Clarity Money.  The UI is simple, they track subscriptions (where they can help you cancel/renegotiate subscriptions and bills), and also monthly and categorical spending.

sam · Answer

Automatic savings service. Use text messages to interact. Saves money so you dont have to.

Frank Tabora · Answer

Envelope style budgeting built right in :)

Answer

Plum also offers a really nice user experience. It's less comprehensive than other solutions, but focuses on what matters to most people: saving money. It's also really fun, which is not something you can say about most finance-related products.

Sergio Variu · Answer

It's easy to use and it's great at planning my budget.

Irakli Agladze · Answer

Let's start with the statement that I'm a maker of Combine, so that's why I'm recommending it :)

But actually, Combine is exactly what you're looking for – intuitive, quick and simple to use. An iOS app that tracks multiple bank accounts from multiple countries simultaneously

we've launched on Product Hunt today and hunters can get a first month of premium subscription for free

Anastasia · Answer

Coinkeeper works great for me. It helps me save money and stops me from unnessesary spendings. It has categories, tags and comments, multiple currencies and accounts.

Lewis · Answer

Outside of the US - Money Dashboard offers great insight on finances

Hugo Müller-Downing · Answer

Simple, fast, and allows you to export data when you need to!

Rohit Srivastwa · Answer

My personal favourite for personal accounting and for small businesses

Nichole Elizabeth DeMeré · Answer

Put expense tracking on autopilot. Automatic categorization makes it easy to see your total income, expenses and profit.

Gustavo · Answer

Straight forward finance tracking with just the essential features to make your tracking easier.

Frank Tabora · Answer

Makes it super easy to pay all my bills on time and extremely reliable!

Peter Schroeder · Answer

Easy to use and manage app for all of your finances!

Danny Florian · Answer

Buggy depending on your bank. Some pretty useful features that helps you budget as well!

Justin Mitchell · Answer

Always loved the UI of this one

Ben Terry · Answer

Give this app a try! It'll help inform you of your spending habits on the go.

John Ababseh · Answer

Depends on what you're looking for in terms of financial need! I really like Senzu, as its really intuitive and simple. Also, it covers a wide array of financial information whether its budgeting, comparing credit cards, or investing.

Fire Up Your Shop 🔥 · Answer

Very nice mobile interface. Helped me track all the expenses of my last trip, and I tried a bunch of other iOS apps but never got one as satisfying as Spendee

Answer

This app is new and takes on the simplest approach to budgeting. I like how NoMo Money simply does one thing only, it lets you know how much you can spend today and that's it. It supports 16 countries and multiple currencies. Plus it's got a nice personal touch to it to make it less depressing when you can't spend anything today :).