Alternative products to XOBI

21 alternative and related products to XOBI

XOBI
The first virtual assistant in personal finance.
21 Alternatives to XOBI

A personal finance coach that's simpler than Mint

Recommendations
jeevan4
jeevan4- Programmer, Xilinx Inc
Penny sends you beautiful tailored charts and insights to help you know how you’re spending in real time. It keeps track of your payments, spending habits and keeps you posted about the important dates
John Ababseh
John Ababseh- Epiphany Enthusiast
Simple tool for managing your money and creating a budget, that has a conversational text UI
Ben Terry
Ben Terry- Partner, Access Ventures
Give this app a try! It'll help inform you of your spending habits on the go.
Around the web
Two Cents
There are plenty of budgeting tools out there, like Mint, that help you keep track of every penny and analyze your spending in a number of different ways. But if you're new to budgeting, or you just like to keep things simple, it's nice to have a basic view of your habits.
VentureBeat
If you have a tough time managing your personal finances, you might be interested in Penny, an app that examines behavior around your bank accounts and credit cards to alert you of any issues, such as data breaches.
TechCrunch
Have you ever wondered why being financially responsible can be so difficult? Maybe it's because most money management tools are too complicated and overwhelming for the average user. Penny, a new personal finance app, is fixing this by giving users personalized financial advice via a simple chat interface.
Rating and price
56 Alternatives to Penny

Automatically save for retirement every time you’re paid

Vault helps you automatically save for retirement whenever you’re paid. We believe that investing is for everyone, regardless of what you make or when.

So whether you’re paid daily, weekly, monthly, or on a contract, our automatic and flexible contribution options let you set the pace that’s comfortable for you.

7 Alternatives to Vault

Gorgeous simple personal finance.

Saved is a gorgeous simple personal finance app.

Around the web
Snappymob
Our goal with Saved has always been to design the most simple and accessible personal budgeting user experience possible. That's where weeks upon weeks of our product design effort has gone into with each iteration of Saved.
Rating and price
8 Alternatives to Saved

A financial assistant powered by AI 💳✨

Recommendations
John Ababseh
John Ababseh- Epiphany Enthusiast
I think Olivia is a great AI powered budgeting, expense tracking app, that has a nice conversational interface. Also recommend checking (Expensify, Wally, and Pluto) all great options!
John Ababseh
John Ababseh- Epiphany Enthusiast
You can track what you buy and get via olivia, and itll help you cut down spending through its AI algorithm. It uses data based on your card though instead of writing down or inputting manually.
John Ababseh
John Ababseh- Epiphany Enthusiast
Olivia is pretty awesome because it manages your money in a fun UI way that includes Giphys.
Rating and price
32 Alternatives to Olivia

Private, ad-free Mint.com alternative

Recommendations
Fedotov Maxim
Fedotov Maxim- VR Anime Society Founder
I've tried a lot of different investment tracking apps, but this one has been the only one that ticked most of my boxes. Nice interface, ability to track investment in all currencies including crypto. There is no automatic import, but it's easy to add an account and keep it updated manually. This app just provides a simple overview, without too much powe… See more
Kyle Richey
Kyle Richey- CEO, ConquerApathy.com
It's totally private (only uses iCloud for sync, backup and family sharing), has zero ads, and is one of the most flexible money management apps around.
5 Alternatives to DashFlow

Actionable insights to reach your financial goals. 🤑

Emma is your financial advocate. She helps you in avoiding overdrafts, finding and cancelling subscriptions, tracking debt and saving money.

Around the web
AltFi
Emma Technologies Ltd began rolling out invites for priority access to the app to thousands of pre-registered users this week, after the app launched successfully on iOS and Android earlier this year. The mobile app allows users to avoid overdrafts, find and cancel subscriptions, track debt and save money.
13 Alternatives to Emma

Actionable financial advice on your phone

Recommendations
Mandrino Liliia
Mandrino Liliia- Experience Design
Good overview of your financial situation and they always make me feel bad about my Starbucks habits )
Hussein Yahfoufi
Hussein Yahfoufi- Family and Tech.
I started using Albert a couple months ago, very neat concept and way of organizing financials. They have a few quirks they are working through (still new) but I think overall it's great.
Hussein Yahfoufi
Hussein Yahfoufi- Family and Tech.
I like how simple Albert is and the way it divides between Income, Bills, Spending and what is left
Rating and price
11 Alternatives to Albert

The bank of the future

Instant notifications. Built-in budgeting. Free payments abroad.

This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.

Join the revolution today.

Around the web
TechCrunch
Monzo, the fast-growing U.K.-based challenger bank with more than two million account holders, has raised £113 million (~$144m) in additional funding. Confirming TechCrunch's scoop in April, the Series F round is led by Y Combinator's "Continuity" growth fund, and gives the ...
Rating and price
18 Alternatives to Monzo

Personal finance designed for the modern-day couple.

Zeta is designed to help couples master money together & improve communication - no matter what stage you're at in your relationship. Zeta takes over your money chores - like tracking your net worth, spending, and goals - so you don’t have to.

Recommendations
Aditi Shekar
Aditi Shekar- Founder & CEO, Zeta
We built Zeta for exactly this use case - we help you link your personal and shared accounts, track your individual and shared expenses and have a productive monthly conversation around your finances.
Vinit Agrawal
Vinit Agrawal- Co-Founder at Tars (HelloTars.com)
Check this app for couples, got featured here couple months back. No pun intended.
Around the web
To my coupled friends: if you're looking for a guide to combining and managing your finances, @AskZetaApp has you covered.
Love and money don't always mix. And when they don't, they can cause nail-biting stress in a relationship. As our generation redefines what relationships even are, we've built an interactive guide to helping you and your significant other figure out how to handle and combine your finances.
Refinery29
In the game of playing hard-to-get, money is the clear winner. Not surprisingly, it remains the number one cause of break ups amongst U.S. couples. Yet even though we know this, many of us still avoid money talks with our S.O.s - after all, it can be awkward and uncomfortable at best.
So Money Podcast
Aditi is the CEO and founder of Zeta, a tool to help young couples master their money together. As her relationship with her boyfriend-turned-husband evolved over 15 years, she realized the need for tools designed specifically to help couples deal with and talk about their finances.
Refinery29
Talking about money can be really uncomfortable - so much so that many of our money anxieties can spill into our romantic relationships. In fact, keeping a money secret (also known as financial infidelity) is one of the biggest threats to a relationship.
Topic
For a lot of couples, sharing finances feels more intimate than sex. Writer Jen Doll asks women why a joint bank account can feel like a trap, and what it's really like to split money with your partner when both people work.
4 Alternatives to Zeta

Insight into your finances, without sacrificing your data

Entaxy was founded on the vision of helping people better understand their financial lives without having to sacrifice their data in the process. Leveraging Blockstack’s decentralized internet, users can access their financial data - entirely stored by the user - and receive useful insights that make understanding and managing their finances easier

13 Alternatives to Entaxy

Personal finances tracking web app

MoneyTracker is an open-source progressive web app that allows you to track your income and expenses.

This app can work offline on desktop, tablet and mobile.

Data is stored locally on device in PouchDB database and can be synced to the cloud.

Around the web
WWWhat's new? - Aplicaciones, marketing y noticias en la web
A lo largo de todo el año y especialmente en fechas navideñas, son muchas las personas que a final de mes se sorprenden del dinero gastado. Por suerte, en Internet encontramos multitud de herramientas que permite llevar un registro de nuestros gastos.
16 Alternatives to MoneyTracker.cc

Know where your money goes

Rekount is one of the better looking and super functional personal budgeting apps I've seen. There is a one-time IAP for $10 and the app can be tried out for free. I think this one will be useful to many who simply want to maintain a record of basic spending/income and budget accordingly.

Rating and price
7 Alternatives to Rekount

Online personal finance accounting system

Z-Money is Online Personal Finance Accounting System to help users better control expenses, increase assets and decrease debts, discover effective ways to grow income and optimize overall cash flow.

8 Alternatives to Z-Money Pro
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