Alternative products to XOBI

XOBI

The first virtual assistant in personal finance.

20 alternative and related products to XOBI

Penny

A personal finance coach that's simpler than Mint

John Ababseh- Epiphany Enthusiast
Simple tool for managing your money and creating a budget, that has a conversational text UI
Ben Terry- Creative Director, Access Ventures
Give this app a try! It'll help inform you of your spending habits on the go.
Robb- Project Manager
Penny is a calming presence in a world that can be very tough to understand. She gives insight on spending and seems like she is always adding new features and abilities. Penny+ (paid level) is totally worth it for the sub-categories alone.
Two Cents
There are plenty of budgeting tools out there, like Mint, that help you keep track of every penny and analyze your spending in a number of different ways. But if you're new to budgeting, or you just like to keep things simple, it's nice to have a basic view of your habits.
VentureBeat
If you have a tough time managing your personal finances, you might be interested in Penny, an app that examines behavior around your bank accounts and credit cards to alert you of any issues, such as data breaches.
TechCrunch
Have you ever wondered why being financially responsible can be so difficult? Maybe it's because most money management tools are too complicated and overwhelming for the average user. Penny, a new personal finance app, is fixing this by giving users personalized financial advice via a simple chat interface.
53 Alternatives to Penny

Vault

Automatically save for retirement every time you’re paid

Vault helps you automatically save for retirement whenever you’re paid. We believe that investing is for everyone, regardless of what you make or when.

So whether you’re paid daily, weekly, monthly, or on a contract, our automatic and flexible contribution options let you set the pace that’s comfortable for you.

7 Alternatives to Vault

Saved

Gorgeous simple personal finance.

Saved is a gorgeous simple personal finance app.

Snappymob
Our goal with Saved has always been to design the most simple and accessible personal budgeting user experience possible. That's where weeks upon weeks of our product design effort has gone into with each iteration of Saved.
8 Alternatives to Saved

Olivia

A financial assistant powered by AI 💳✨

John Ababseh- Epiphany Enthusiast
I think Olivia is a great AI powered budgeting, expense tracking app, that has a nice conversational interface. Also recommend checking (Expensify, Wally, and Pluto) all great options!
John Ababseh- Epiphany Enthusiast
You can track what you buy and get via olivia, and itll help you cut down spending through its AI algorithm. It uses data based on your card though instead of writing down or inputting manually.
John Ababseh- Epiphany Enthusiast
Olivia is pretty awesome because it manages your money in a fun UI way that includes Giphys.
25 Alternatives to Olivia

DashFlow

Private, ad-free Mint.com alternative

Fedotov Maxim- Studio Shogun CEO & BridgeU Web Dev
I've tried a lot of different investment tracking apps, but this one has been the only one that ticked most of my boxes. Nice interface, ability to track investment in all currencies including crypto. There is no automatic import, but it's easy to add an account and keep it updated manually. This app just provides a simple overview, without too much powe… See more
Kyle Richey- CEO, ConquerApathy.com
It's totally private (only uses iCloud for sync, backup and family sharing), has zero ads, and is one of the most flexible money management apps around.
5 Alternatives to DashFlow

Emma

Actionable insights to reach your financial goals. 🤑

Emma is your financial advocate. She helps you in avoiding overdrafts, finding and cancelling subscriptions, tracking debt and saving money.

AltFi
Emma Technologies Ltd began rolling out invites for priority access to the app to thousands of pre-registered users this week, after the app launched successfully on iOS and Android earlier this year. The mobile app allows users to avoid overdrafts, find and cancel subscriptions, track debt and save money.
10 Alternatives to Emma

Albert

Actionable financial advice on your phone

Mandrino Liliia- Experience Design
Good overview of your financial situation and they always make me feel bad about my Starbucks habits )
Hussein Yahfoufi- Family and Tech.
I started using Albert a couple months ago, very neat concept and way of organizing financials. They have a few quirks they are working through (still new) but I think overall it's great.
Hussein Yahfoufi- Family and Tech.
I like how simple Albert is and the way it divides between Income, Bills, Spending and what is left
9 Alternatives to Albert

Monzo

The bank of the future

Instant notifications. Built-in budgeting. Free payments abroad.

This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.

Join the revolution today.

16 Alternatives to Monzo

Zeta

Personal finance for couples

Zeta's mission is to help young couples master their personal finances together. Using a combination of technology and advice, our online tool allows couples to organize, track, share and manage their finances with each other.

Vinit Agrawal- Co-Founder at Tars (HelloTars.com)
Check this app for couples, got featured here couple months back. No pun intended.
Aditi Shekar- Product Manager
We built Zeta for exactly this use case - we help you link your personal and shared accounts, track your individual and shared expenses and have a productive monthly conversation around your finances.
4 Alternatives to Zeta

Entaxy

Insight into your finances, without sacrificing your data

Entaxy was founded on the vision of helping people better understand their financial lives without having to sacrifice their data in the process. Leveraging Blockstack’s decentralized internet, users can access their financial data - entirely stored by the user - and receive useful insights that make understanding and managing their finances easier

10 Alternatives to Entaxy

MoneyTracker.cc

Personal finances tracking web app

MoneyTracker is an open-source progressive web app that allows you to track your income and expenses.

This app can work offline on desktop, tablet and mobile.

Data is stored locally on device in PouchDB database and can be synced to the cloud.

WWWhat's new? - Aplicaciones, marketing y noticias en la web
A lo largo de todo el año y especialmente en fechas navideñas, son muchas las personas que a final de mes se sorprenden del dinero gastado. Por suerte, en Internet encontramos multitud de herramientas que permite llevar un registro de nuestros gastos.
14 Alternatives to MoneyTracker.cc

Rekount

Know where your money goes

Rekount is one of the better looking and super functional personal budgeting apps I've seen. There is a one-time IAP for $10 and the app can be tried out for free. I think this one will be useful to many who simply want to maintain a record of basic spending/income and budget accordingly.

7 Alternatives to Rekount

Kualto

Personal finance tool that forecasts your cash flow

Organize and manage your expenses by forecasting your cash flow.

See what will be due and what your balance will be on any given future week. This way you'll know how much you can afford, and how much you can save.

This is a big-picture approach to budgeting. As long as your future balance isn't going negative, you are good to go!

10 Alternatives to Kualto
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