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Personal financing made easy for iOS and OSX

7 Alternatives to Next

A personal finance coach that's simpler than Mint

Recommendations
John Ababseh
John Ababseh- Epiphany Enthusiast
Simple tool for managing your money and creating a budget, that has a conversational text UI
Ben Terry
Ben Terry- Creative Director, Access Ventures
Give this app a try! It'll help inform you of your spending habits on the go.
Robb
Robb- Project Manager
Penny is a calming presence in a world that can be very tough to understand. She gives insight on spending and seems like she is always adding new features and abilities. Penny+ (paid level) is totally worth it for the sub-categories alone.
Around the web
Two Cents
There are plenty of budgeting tools out there, like Mint, that help you keep track of every penny and analyze your spending in a number of different ways. But if you're new to budgeting, or you just like to keep things simple, it's nice to have a basic view of your habits.
VentureBeat
If you have a tough time managing your personal finances, you might be interested in Penny, an app that examines behavior around your bank accounts and credit cards to alert you of any issues, such as data breaches.
TechCrunch
Have you ever wondered why being financially responsible can be so difficult? Maybe it's because most money management tools are too complicated and overwhelming for the average user. Penny, a new personal finance app, is fixing this by giving users personalized financial advice via a simple chat interface.
Rating and price
55 Alternatives to Penny

A financial assistant powered by AI 💳✨

Recommendations
John Ababseh
John Ababseh- Epiphany Enthusiast
I think Olivia is a great AI powered budgeting, expense tracking app, that has a nice conversational interface. Also recommend checking (Expensify, Wally, and Pluto) all great options!
John Ababseh
John Ababseh- Epiphany Enthusiast
You can track what you buy and get via olivia, and itll help you cut down spending through its AI algorithm. It uses data based on your card though instead of writing down or inputting manually.
John Ababseh
John Ababseh- Epiphany Enthusiast
Olivia is pretty awesome because it manages your money in a fun UI way that includes Giphys.
Rating and price
28 Alternatives to Olivia

Actionable insights to reach your financial goals. 🤑

Emma is your financial advocate. She helps you in avoiding overdrafts, finding and cancelling subscriptions, tracking debt and saving money.

Around the web
AltFi
Emma Technologies Ltd began rolling out invites for priority access to the app to thousands of pre-registered users this week, after the app launched successfully on iOS and Android earlier this year. The mobile app allows users to avoid overdrafts, find and cancel subscriptions, track debt and save money.
11 Alternatives to Emma

Track & control your money like a boss

Recommendations
Pavan Sethi
Pavan Sethi- building things.
Similar to Mint, great looking UI, and seems to focus more tools on catching fraudulent charges than other apps I've seen.
Sebastian DeLuca
Sebastian DeLuca- product+code
I use Prosper Daily (formerly Billguard). They take an inbox-zero style approach to tracking finances, pulling in your bank and credit card spending. The simple analytics make it easy to understand what your spending is this month relative to the last, and then easily let you breakdown your purchases by category and track this month over month. I've found th… See more
21 Alternatives to Prosper Daily
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